{"id":350,"date":"2023-03-15T08:54:11","date_gmt":"2023-03-15T08:54:11","guid":{"rendered":"https:\/\/www.policyadda.com\/blog\/?p=350"},"modified":"2023-03-15T08:55:43","modified_gmt":"2023-03-15T08:55:43","slug":"personal-accident-cover-2023-benefits-limitations-coverages","status":"publish","type":"post","link":"https:\/\/www.policyadda.com\/blog\/personal-accident-cover-2023-benefits-limitations-coverages\/","title":{"rendered":"Personal Accident Cover 2023: Benefits, Limitations, &amp; Coverages"},"content":{"rendered":"<h6><em><b>Personal Accident cover helps beneficiaries or policyholders in gaining financial compensation during injury, disability, or death caused due to accident. However, there are various limitations &amp; benefits to claiming personal accident coverage. Check out this article to know the possibilities of coverages, benefits, limitations, &amp; personal accident cover claiming process.<\/b><\/em><\/h6>\n<h2><b>What Is Personal Accident Cover?<\/b><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-351 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Personal-Accident-Cover.jpg\" alt=\"Personal Accident Cover 2023\" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Personal-Accident-Cover.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Personal-Accident-Cover-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Personal-Accident-Cover-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Personal-Accident-Cover-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Personal Accident Cover is a type of insurance that provides financial compensation to the policyholder or their beneficiaries in case of an accidental injury, disability, or death.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">This coverage is usually offered as a standalone policy, but it can also be added as a rider or add-on to a life insurance policy.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Personal Accident Cover typically provides benefits such as a lump sum payment for accidental death, a lump sum payment for permanent total disability, and a weekly or monthly benefit for temporary total disability.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Some policies may also cover medical expenses incurred due to an accident.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The sum assured, or the maximum amount that the insurance company will pay in case of a claim is chosen by the policyholder.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">The premium for Personal Accident Cover depends on factors such as the sum assured, the age of the policyholder, occupation, and lifestyle.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Personal Accident Cover is essential for individuals who have a higher risk of accidents due to their profession or lifestyle, such as athletes, construction workers, or frequent travelers.<\/span><\/p>\n<p><span style=\"font-weight: 400\">It can also provide financial security for families who depend on a single-income earner.<\/span><\/p>\n<p><span style=\"font-weight: 400\">It is important to note that Personal Accident Cover only covers accidents and not illnesses or natural death. Therefore, it should not be considered a substitute for health insurance or life insurance.<\/span><\/p>\n<h2><b>Coverage of Personal Accident Cover<\/b><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-352 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Coverages-Under-Personal-Accident-Cover.jpg\" alt=\"Personal Accident Cover 2023 - Coverages \" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Coverages-Under-Personal-Accident-Cover.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Coverages-Under-Personal-Accident-Cover-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Coverages-Under-Personal-Accident-Cover-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Coverages-Under-Personal-Accident-Cover-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Personal accident cover provides coverage for the following:<\/span><\/p>\n<ul>\n<li><b>Accidental death<\/b><span style=\"font-weight: 400\">: If the policyholder dies in an accident, the insurance company pays a lump sum amount to the nominee of the policyholder.<\/span><\/li>\n<li><b>Permanent total disability<\/b><span style=\"font-weight: 400\">: If the policyholder becomes permanently disabled due to an accident, the insurance company pays a lump sum amount as compensation.<\/span><\/li>\n<li><b>Permanent partial disability<\/b><span style=\"font-weight: 400\">: If the policyholder becomes partially disabled due to an accident, the insurance company pays a percentage of the sum assured as compensation.<\/span><\/li>\n<li><b>Temporary total disability<\/b><span style=\"font-weight: 400\">: If the policyholder becomes temporarily disabled due to an accident, the insurance company pays a weekly or monthly benefit amount as compensation.<\/span><\/li>\n<li><b>Hospitalization expenses<\/b><span style=\"font-weight: 400\">: If the policyholder is hospitalized due to an accident, the insurance company pays for the medical expenses incurred during the hospitalization.<\/span><\/li>\n<\/ul>\n<h2><b>Benefits of Personal Accident Cover<\/b><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-353 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Benefits-Of-Personal-Accident-Cover.jpg\" alt=\"Personal Accident Cover 2023 - Benefits \" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Benefits-Of-Personal-Accident-Cover.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Benefits-Of-Personal-Accident-Cover-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Benefits-Of-Personal-Accident-Cover-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Benefits-Of-Personal-Accident-Cover-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Following are the benefits of personal accident cover provided for the\u00a0<\/span><\/p>\n<ul>\n<li><b>Financial assistance<\/b><span style=\"font-weight: 400\">: Personal accident cover provides financial assistance to the policyholder in case of an accident. The policy ensures that the policyholder and his\/her family members are protected from the financial burden of medical expenses and loss of income due to an accident.<\/span><\/li>\n<li><b>Peace of mind<\/b><span style=\"font-weight: 400\">: Personal accident cover provides peace of mind to the policyholder and his\/her family members. The policy ensures that they are financially protected in case of an accident.<\/span><\/li>\n<li><b>No medical check-up required<\/b><span style=\"font-weight: 400\">: Personal accident cover does not require a medical check-up. The policy can be purchased online or offline without any medical examination.<\/span><\/li>\n<li><b>Low premium<\/b><span style=\"font-weight: 400\">: Personal accident cover is a low-cost insurance policy. The premium for the policy is relatively low compared to other insurance policies.<\/span><\/li>\n<li><b>Tax benefits<\/b><span style=\"font-weight: 400\">: Personal accident cover provides tax benefits under section 80D of the Income Tax Act, 1961. The policyholder can claim a tax deduction of up to Rs. 25,000 for the premium paid towards the policy.<\/span><\/li>\n<\/ul>\n<h2><b>Limitations of Personal Accident Cover<\/b><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-354 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Limitations-of-Personal-Accident-Cover.jpg\" alt=\"Personal Accident Cover 2023 - Limitations\" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Limitations-of-Personal-Accident-Cover.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Limitations-of-Personal-Accident-Cover-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Limitations-of-Personal-Accident-Cover-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Limitations-of-Personal-Accident-Cover-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Following are the limitations of the personal accident cover<\/span><\/p>\n<ul>\n<li><b>Limited coverage<\/b><span style=\"font-weight: 400\">: Personal accident cover provides limited coverage. The policy covers accidents only and does not cover illnesses or diseases.<\/span><\/li>\n<li><b>Exclusions<\/b><span style=\"font-weight: 400\">: Personal accident cover has certain exclusions. The policy does not cover accidents due to pre-existing conditions, self-inflicted injuries, or injuries caused by participating in hazardous activities.<\/span><\/li>\n<li><b>Limited sum assured<\/b><span style=\"font-weight: 400\">: Personal accident cover provides a limited sum assured. The policyholder cannot claim more than the sum assured in case of an accident.<\/span><\/li>\n<li><b>Limited duration<\/b><span style=\"font-weight: 400\">: Personal accident cover has a limited duration. The policy is valid for a specific period, after which the policyholder needs to renew the policy.<\/span><\/li>\n<\/ul>\n<h2><b>What Is Personal Accident Cover In Bike Insurance?<\/b><\/h2>\n<p><span style=\"font-weight: 400\">There are chances that you, your bike &amp; third parties get damaged by meeting accidents on the road.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">The damage faced by a third party because of you are counted under the third-party insurance policy. Let it be an injury to a person or damage that happened to the vehicle.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Whereas, comprehensive policy holds all of the damages, let it be faced by you or a third party. And in this scenario, personal accident cover comes into existence.<\/span><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-355 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/What-Is-Personal-Accident-Cover-In-Bike-Insurance.jpg\" alt=\"Personal Accident Cover In Bike Insurance 2023\" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/What-Is-Personal-Accident-Cover-In-Bike-Insurance.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/What-Is-Personal-Accident-Cover-In-Bike-Insurance-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/What-Is-Personal-Accident-Cover-In-Bike-Insurance-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/What-Is-Personal-Accident-Cover-In-Bike-Insurance-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">If the personal accident cover is under the insurance policy, the owner or driver of the bike will be eligible for seeking cover.<\/span><\/p>\n<p>You can check out <a href=\"https:\/\/www.policyadda.com\/blog\/what-are-different-types-of-motor-insurance-which-one-should-you-choose\/\">What Are Different Types of Motor Insurance?<\/a> to know the importance &amp; types of Motor insurance available.<\/p>\n<h2><b>What Is Personal Accident Cover In Car Insurance?<\/b><\/h2>\n<p><span style=\"font-weight: 400\">The personal accident cover in a car insurance policy includes accidental injuries, permanent total disability &amp; partial disability with other benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Accident scenarios mentioned in Personal accident car insurance are\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Any type of road, rail, or aerial accident.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Any type of injuries that happened due to the cylinder burst.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Injuries occurred because of drowning, burning, poisoning, etc.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Injuries occurred because of falls or collisions.<\/span><\/li>\n<\/ul>\n<h2><b>Document Required To Claim During Policy Holder\u2019s Accidental Death<\/b><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-356 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Required-Documents-While-Claiming-Accidental-Cover.jpg\" alt=\"Personal Accident Cover 2023 - Document Required To Claim \" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Required-Documents-While-Claiming-Accidental-Cover.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Required-Documents-While-Claiming-Accidental-Cover-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Required-Documents-While-Claiming-Accidental-Cover-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Required-Documents-While-Claiming-Accidental-Cover-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Arrange and submit the following documents to claim the insurance during the policyholder\u2019s accidental death.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Death Certificate<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Original Policy Documents<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Policyholder\u2019s age proof<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">ID Proof of Beneficiary<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Medical certificate<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Police FIR (during unnatural death scenario)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Discharge form<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Hospitals records (during death because of illness)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Post-mortem report (during unnatural death)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Employer &amp; cremation certificate<\/span><\/li>\n<\/ul>\n<h2><b>How To Raise Cashless Claim?<\/b><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-357 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Cashless-Claim-Raising-Process.jpg\" alt=\"Personal Accident Cover 2023 - How To Raise Cashless Claim?\" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Cashless-Claim-Raising-Process.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Cashless-Claim-Raising-Process-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Cashless-Claim-Raising-Process-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Cashless-Claim-Raising-Process-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Cashless treatment can be done through partner network hospitals in India. However, during an accident, approaching the nearest hospital is the best option.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If you are clear about the network hospitals of the insurer &amp; you can reach one of them then you should reach the nearest one.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Follow the below-mentioned process to claim in this scenario.<\/span><\/p>\n<p><b>Step 1:\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400\">You should inform the insurer before 48 hours of hospitalization.<\/span><\/p>\n<p><b>Step 2:<\/b><\/p>\n<p><span style=\"font-weight: 400\">Provide the policy details or policy cashless card of the patient at the insurance desk of the hospital with valid ID proofs.<\/span><\/p>\n<p><b>Step 3:<\/b><\/p>\n<p><span style=\"font-weight: 400\">Fill in all the details asked in the pre-authorization form. And submit the form at the hospital.<\/span><\/p>\n<p><b>Step 4:<\/b><\/p>\n<p><span style=\"font-weight: 400\">For early response, fill out the request form by visiting the official portal of the insurer. And inform the same to insurer.<\/span><\/p>\n<p><b>Step 5:<\/b><\/p>\n<p><span style=\"font-weight: 400\">The insurance provider will take up to 2 hours to review your application &amp; inform you about the same through SMS &amp; email.<\/span><\/p>\n<p><b>Step 6:<\/b><\/p>\n<p><span style=\"font-weight: 400\">You can also check the claim status online.<\/span><\/p>\n<h2><b>How To Raise Reimbursement Claim?<\/b><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-358 size-full\" src=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Reimbursement-Claim-Raising-Process.jpg\" alt=\"Personal Accident Cover 2023 - How To Raise Reimbursement Claim?\" width=\"810\" height=\"391\" srcset=\"https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Reimbursement-Claim-Raising-Process.jpg 810w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Reimbursement-Claim-Raising-Process-300x145.jpg 300w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Reimbursement-Claim-Raising-Process-768x371.jpg 768w, https:\/\/www.policyadda.com\/blog\/wp-content\/uploads\/2023\/03\/Reimbursement-Claim-Raising-Process-750x362.jpg 750w\" sizes=\"(max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><span style=\"font-weight: 400\">Follow the below-mentioned steps to raise a reimbursement claim.<\/span><\/p>\n<p><b>Step 1:\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400\">During emergencies, you will need to clarify the insurance provider in the upcoming two days. And pay the expenses to the hospital if you don\u2019t have pre-authorization.<\/span><\/p>\n<p><b>Step 2:<\/b><\/p>\n<p><span style=\"font-weight: 400\">Arrange &amp; submit the all necessary documents in the upcoming 15 days of discharge.<\/span><\/p>\n<p><b>Step 3:<\/b><\/p>\n<p><span style=\"font-weight: 400\">The insurance company will review all the submitted documents &amp; decide to reject or accept the claim.<\/span><\/p>\n<p><b>Step 4:<\/b><\/p>\n<p><span style=\"font-weight: 400\">If the claim is approved then the insurer will transfer the particular amount to the registered bank account through NEFT.<\/span><\/p>\n<p><b>Step 5:<\/b><\/p>\n<p><span style=\"font-weight: 400\">If the claim is rejected then you will get a message about the same through the registered email address &amp; phone number.<\/span><\/p>\n<h2><b>FAQs<\/b><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>What is the coverage under personal accident cover?<\/b><\/p>\n<p><span style=\"font-weight: 400\">Accidental death, permanent total disability, permanent partial disability, temporary total disability, &amp; hospitalization expenses are the coverages provided under personal accident cover.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>What are the benefits of personal accident coverage?<\/b><\/p>\n<p><span style=\"font-weight: 400\">Financial assistance, no medical check-up required, low premiums, Tax benefits, etc are some of the benefits of personal accident coverage.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>What are the limitations of personal accident coverage?<\/b><\/p>\n<p><span style=\"font-weight: 400\">Limited sum assured, limited duration, limited coverage, etc are some of the limitations of personal accident cover.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Is personal accident coverage similar to health insurance?<\/b><\/p>\n<p><span style=\"font-weight: 400\">It is important to note that personal accident cover only covers accidents and not illnesses or natural death. Therefore, it should not be considered a substitute for health insurance or life insurance.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Personal Accident cover helps beneficiaries or policyholders in gaining financial compensation during injury, disability, or death caused due to accident. However, there are various limitations &amp; benefits to claiming personal accident coverage. Check out this article to know the possibilities of coverages, benefits, limitations, &amp; personal accident cover claiming process. What Is Personal Accident Cover? [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":359,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[56],"tags":[122,124,123,125,126],"_links":{"self":[{"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/posts\/350"}],"collection":[{"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/comments?post=350"}],"version-history":[{"count":1,"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/posts\/350\/revisions"}],"predecessor-version":[{"id":360,"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/posts\/350\/revisions\/360"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/media\/359"}],"wp:attachment":[{"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/media?parent=350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/categories?post=350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.policyadda.com\/blog\/wp-json\/wp\/v2\/tags?post=350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}